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Tervix Blog

Practical guides for working better online

Clear, carefully reviewed guides about digital tools, privacy, productivity and everyday technology.

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16 articles

  1. 01
    Personal financeLatest

    How to model compound interest without mistaking a projection for a promise

    Build useful compound-interest scenarios with contributions, timing, fees, inflation and multiple return assumptions, then interpret each result carefully.

    12 min
  2. 02
    Writing and accessibility

    How to measure and improve text beyond a simple word count

    Understand words, characters, graphemes, bytes, sentences and frequency, and use those measurements to support—not replace—thoughtful editing.

    11 min
  3. 03
    Data and development

    How to prepare CSV data before converting it to JSON

    Clean headers, delimiters, values, encodings and nested fields before converting tabular CSV into dependable JSON.

    11 min
  4. 04
    Web accessibility

    How to write useful alt text for images

    Decide when an image needs a description, an empty alt attribute or a longer explanation, with practical accessibility examples.

    10 min
  5. 05
    Digital security

    How to use and share QR codes safely

    Inspect destinations, recognize replacement stickers and phishing messages, and create QR codes people can verify before opening.

    9 min
  6. 06
    Personal finance

    How to build an emergency fund one practical step at a time

    Define genuine emergencies, choose a personal savings target and create a repeatable contribution plan without relying on a universal number.

    11 min
  7. 07
    Personal finance

    How to create a monthly budget you can actually maintain

    Build a realistic monthly budget from take-home income, recurring bills, variable spending, savings and irregular expenses.

    11 min
  8. 08
    Files and productivity

    How to organize and merge PDF files without losing control

    Prepare, order, merge and verify PDF documents with a repeatable workflow that protects originals and catches missing pages.

    10 min
  9. 09
    Practical mathematics

    How to calculate percentages, discounts and percentage change

    Understand the core percentage formulas with worked examples for discounts, increases, reverse percentages and comparisons.

    10 min
  10. 10
    Images and web

    How to compress images without ruining visible quality

    Choose the right dimensions, format and quality level for photos, screenshots and graphics while preserving a clean result.

    10 min
  11. 11
    Study and education

    How to cite sources in APA 7: a guide with practical examples

    Learn how to format APA 7 references and in-text citations for books, webpages, journal articles, chapters, theses and YouTube videos.

    13 min
  12. 12
    Study and education

    How to organize your second semester: a practical study plan

    Build a realistic semester plan for subjects, assignments, exams and weekly study sessions without overloading your schedule.

    11 min
  13. 13
    Web development

    Modern web frameworks: what they are and when to use each one

    A practical comparison of Astro, Next.js, Nuxt, Angular, SvelteKit, React Router, Laravel and ASP.NET Core, with use cases and selection criteria.

    15 min
  14. 14
    Costa Rica employment

    How to calculate net salary, Christmas bonus and severance in Costa Rica

    A practical guide to payroll deductions, 2026 salary tax brackets, Christmas bonus calculations and the components of an employment settlement in Costa Rica.

    14 min
  15. 15
    Web development

    JSON explained: how to validate, format and fix errors

    Learn the rules of valid JSON, how to format it for readability, identify common syntax errors and validate its structure safely.

    10 min
  16. 16
    Digital security

    How to create a secure password that is easy to manage

    A practical method for creating unique passwords, storing them safely and protecting your most important accounts.

    8 min

What you will find here

01

Practical tool guides

02

Privacy and browser workflows

03

Developer and productivity tips