Local calculation
Your financial values stay in the browser.
Mortgage Calculator with Taxes and Extra Payments
Estimate mortgage payments, housing costs and savings from extra payments.
Calculations occur locally; financial inputs are not sent to a server.
Recurring housing costs
Initial costs
Extra payments
Estimates only; not mortgage or financial advice. Lenders may use different fees, insurance and rounding. All inputs and calculations stay in this browser.
How to calculate a mortgage with housing costs
- 1
Enter your amounts, period and assumptions.
- 2
Calculate and review the breakdown and conventions.
- 3
Compare results, then copy or export the table.
Transparent financial planning
Detailed tables
Inspect how each period changes the result.
Adjustable assumptions
No country-specific rates are invented.
Frequently asked questions
Are the results guaranteed?
No. They are projections based on the assumptions entered.
Does currency convert values?
No. Currency changes formatting only; no exchange rate is used.
Is my financial data stored?
No. Inputs are not stored or uploaded by default.