Private by default
Financial inputs stay in this browser.
Net Worth Calculator: Assets and Liabilities
Calculate net worth with editable assets, liabilities and categories.
Calculations occur locally and sensitive financial inputs are not stored by default.
Assets
Liabilities
- Total assets
- $0.00
- Total liabilities
- $0.00
- Net worth
- $0.00
- Debt-to-assets ratio
- —
- Liquid assets
- —
- Descriptive status
- Balanced at zero
- Monetary change
- —
- Percentage change
- Not meaningful when previous net worth is zero or negative
Assets
- Cash$0.00
- Investments$0.00
- Property$0.00
- Goods$0.00
Liabilities
- Housing debt$0.00
- Personal debt$0.00
Informational estimate only; this status is not a financial diagnosis. Assets, liabilities and imported data remain in this browser and are not stored by default.
How to calculate net worth
- 1
Enter or edit your financial inputs.
- 2
Review assumptions and calculate the result.
- 3
Inspect the breakdown before copying or exporting.
Transparent, local calculations
Editable assumptions
No personal rates or outcomes are assumed.
Local export
CSV and JSON files are generated without a server.
Frequently asked questions
Is this financial advice?
No. Results are informational estimates based on your inputs.
Are values uploaded or stored?
No. Sensitive values remain local and are not persisted by default.
Why might an institution show a different result?
Rates, fees, timing conventions and rounding can differ.