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Loan Calculator

Calculate fixed loan payments, extras and an amortization schedule.

Your data stays in your browser and is never uploaded to a server.

Twice monthly is calculated as 24 payments per year.

This calculation is an estimate and excludes fees, insurance and variable rates.

How to calculate a fixed-rate loan

  1. 1

    Enter loan terms and payment frequency.

  2. 2

    Optionally add extra payments and a start date.

  3. 3

    Calculate payment and amortization schedule.

Key features

Precise calculations

Typed financial formulas run locally in your browser.

Currency formatting

Present results in USD, EUR or CRC without exchange rates.

Clear breakdown

Tables, summaries and CSV exports show every result.

Frequently asked questions

Are these results guaranteed?

No. They are estimates based on the values entered.

Are exchange rates applied?

No. Currency only controls symbols and formatting.

Is my financial data uploaded?

No. Every calculation runs in your browser.

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